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Sickness insurance Content: System description The sickness insurance system is intended for people in remunerative work, for whom it provides security through financial sickness insurance benefits in cases of so-called short-term social events (temporary incapacity to work due to an illness, injury or quarantine, caring for a family member, pregnancy and maternity or caring for a child). Since 1 January 2009, sickness insurance has been regulated through the Act No. 187/2006 Coll.

On Sickness Insurance, as amended. This Act represents a comprehensive regulation of sickness insurance, including the following issues: • persons participating in sickness insurance (i.e.

Employees, members of the armed forces and safety brigades, and self-employed people), • the entitlements to sickness insurance benefits and the stipulation of their amounts, • health assessment for sickness insurance purposes, • the organisation of sickness insurance, • procedures in sickness insurance. Sickness insurance contributions remained to be regulated by Act No. 589/1992 Coll. On Premiums for Social Security and Contributions to the State Employment Policy, as amended. Contribution rate for sickness insurance amounts to 2.3% of the assessment base as defined by the Act. Participation in sickness insurance Participation in sickness insurance is compulsory for employees (including members of the armed forces and safety brigades) and voluntary for self-employed.

Compulsory participation in sickness insurance emerges for an employee in case the conditions set out by the Sickness Insurance Act are met. These are two basic conditions, namely: • performance of work in the territory of the Czech Republic • the minimum amount of the agreed income (so-called decisive income) Specific participation rules apply for persons with low earnings and for persons employed under the agreement to complete a job.

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Sickness insurance benefits Following benefits are provided to insured persons under sickness insurance: • Sickness benefit • Maternity benefit • Paternity benefit (Fathers Post-Natal-Care Benefit) • Attendance Allowance • Long-Term Attendance Allowance • Compensatory Benefit in Pregnancy and Maternity Sickness insurance benefits are paid out by District Social Security Administrations. Prescribed benefit application forms must be used to claim the benefits. Sickness benefit An employee or self-employed person is entitled to sickness benefit from the 15th calendar day of his or her temporary incapacity for work up to maximum of 380 calendar days from the first day of the temporary incapacity to work or quarantine order. During the first two weeks of the temporary incapacity to work, an employer provides the employee with wage compensation; the wage compensation is paid for working days after the waiting period of 3 days (no waiting period in case of quarantine). The basic condition for entitlement to sickness benefit is participation in sickness insurance or duration of the protection period (maximum of 7 days after termination of sickess insurance). Self-employed persons are eligible for sickness benefit after three months of insurance. Conditions of entitlement to the benefit in special cases (for pensioners etc.) are determined by the Sickness Insurance Act.